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LendingClub Peer-to-Peer Lending Alternative Investing.
For all loan applications received on or before 1/31/2021, and for all loan applications submitted through LendingClubs My Instant Offer service which can be found at lendingclub.com/apply/myinstantoffer or myinstantoffer.com in response to an offer identifying WebBank as the lender, loans are made by WebBank, Member FDIC.
What is lender? definition and meaning BusinessDictionary.com.
Most" people don't' realize that if they are behind on their debt payments and are going through some trying times, their lenders will often consider negotiating a revised payment plan or possibly forgiving a portion of the debt. For lenders, negotiating is cheaper than either hiring a collection agency or risking that the individual might have their debts cleared in a bankruptcy proceeding.
Peer-to-peer lending Wikipedia.
In the UK, the emergence of multiple competing lending companies and problems with subprime loans has resulted in calls for additional legislative measures that institute minimum capital standards and checks on risk controls to preclude lending to riskier borrowers, using unscrupulous lenders or misleading consumers about lending terms.
lender Wiktionary.
But the idea of peer-to-peer lending comes close. This is an industry that brings together individual savers and lenders on online platforms. Those that want to borrow are matched with those that want to lend. one who lends, especially money.

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